As working ladies we don't have liquidity. The income generated is not fixed and neither is there enough cash flow daily to achieve financial goals.

Please don't be bluffed by traditional education. I've been doing my post graduate studies for 4 years now.

It has not improved my life nor eased the burden of responsibilities I have.

I would earn R15 000 after deductions which in my particular case is far from enough.

I grew up privileged and came from a home where my family was fairly well off. Due to bad choices the financial security was ripped away at the tender of age 18.

After that I became the bread winner and had to find my own way to push forward in life.

This sector helped me start 4 unsuccessful businesses none the less it happened. It also assisted in my studies and helping my sibling with his.

I inherited bad family debts, heavy responsibilities amongst other things.

I do have another business outside of this however, it is running at a loss currently. Nothing to do with poor operations or inefficiency.

What clients fail to realise is we cannot save much as it costs quite abit to keep this sort of business going.

Aesthetics are everything and if yours is not up to standard you are essentially screwed.

The cost to work in this industry is unbelievable. Clients take that for granted.

What you are asking is for a beggar to keep his monthly groceries for the future.

Most of us here cannot afford it even though we work towards it.

@miss jane I couldn't agree more

people do things out of necessity, And if the money is good people will do that job no matter the consequences.

I.e if you earn R30k a month CASH and you want to go corporate. Now I tell you that you actually need to keep 8AM - 5PM and you actually have to Gross 45k to NETT 30k after tax. It's a no brainer I'll stay with my 30k cash long as I can thanks

On 2017-08-25 19:08:49 JDOG81 said:
@miss jane I couldn't agree more

people do things out of necessity, And if the money is good people will do that job no matter the consequences.

I.e if you earn R30k a month CASH and you want to go corporate. Now I tell you that you actually need to keep 8AM - 5PM and you actually have to Gross 45k to NETT 30k after tax. It's a no brainer I'll stay with my 30k cash long as I can thanks

Agreed JDOG81, cash is king in any economy

On 2017-08-25 11:45:10 Lindsay@ Sense-unique said:
Contrary to popular belief, a fair few of us are busting our guts to get to where we really want to be. Not all of us had the benefit of going to university, which alone at the very least slows your 'outside world' progress down by a MASSIVE distance.

Clients often ask me what I do in my free time. Free time??? I don't know what it means to have a day when I am not working on either Career A or Career B. Most days I'm working on both.

It is EXHAUSTING having to be two different people operating in completely different capacities every day.

I appreciate the gesture in this message, but seriously. I cannot help but find it condescending AF too. We are not irresponsible little kids here. We are, if anything, far tougher and capable than most, facing this world and the one outside with all the strength we can muster. I mean, really.

Sorry just being honest.

Good response. Massive respect. Women here are some of the toughest humans in this country. Certainly tougher than any of the clients. Didn't mean to be disparaging.

Road to hell is paved with good intentions. I'm a long ways down the road.

On 2017-08-25 12:43:08 Miss Jane said:
As working ladies we don't have liquidity. The income generated is not fixed and neither is there enough cash flow daily to achieve financial goals.

Please don't be bluffed by traditional education. I've been doing my post graduate studies for 4 years now.

It has not improved my life nor eased the burden of responsibilities I have.

I would earn R15 000 after deductions which in my particular case is far from enough.

I grew up privileged and came from a home where my family was fairly well off. Due to bad choices the financial security was ripped away at the tender of age 18.

After that I became the bread winner and had to find my own way to push forward in life.

This sector helped me start 4 unsuccessful businesses none the less it happened. It also assisted in my studies and helping my sibling with his.

I inherited bad family debts, heavy responsibilities amongst other things.

I do have another business outside of this however, it is running at a loss currently. Nothing to do with poor operations or inefficiency.

What clients fail to realise is we cannot save much as it costs quite abit to keep this sort of business going.

Aesthetics are everything and if yours is not up to standard you are essentially screwed.

The cost to work in this industry is unbelievable. Clients take that for granted.

What you are asking is for a beggar to keep his monthly groceries for the future.

Most of us here cannot afford it even though we work towards it.

Appreciate you sharing your story and putting a different perspective on of WG's earnings and costs. Respect for not giving up, for doing what's necessary and just for showing up every day.

Point is money is difficult to manage when it comes in small portions cause it's more like hands to mouth to cater for daily needs. On the other hand too much of it in this industry makes it difficult for some girls to see beyond. If a balance cud be found in between these two extremes then girls will have more options to consider. That's where your financial planning skills must come in.

Hats of to all the ladies in the Industry that do work towards an exit plan. Life in the industry is surely not easy, and to have chosen this as a way to support yourself while working / studying towards a better future is a very brave decision.

I am fortunate enough to know a few of you. Don't loose sight of your dreams, I am sure you will get there, and the hardship of this career will stand you in good stead during difficult times in your next one.

On 2017-08-25 19:08:49 JDOG81 said:
@miss jane I couldn't agree more

people do things out of necessity, And if the money is good people will do that job no matter the consequences.

I.e if you earn R30k a month CASH and you want to go corporate. Now I tell you that you actually need to keep 8AM - 5PM and you actually have to Gross 45k to NETT 30k after tax. It's a no brainer I'll stay with my 30k cash long as I can thanks

Exactly my honey. Everyone in corporate will agree it takes anything between 3-10 years to earn 45k before deductions.

Entering the industry often means you are in some sort of financial crisis and you do not have 3-10 years to work, grow and strengthen your skills in corporate. Bottom line is that this sector is a short term solution to often long term problems. Ultimately, you require mid-term and long term solutions to manage whatever scenario you may find yourself in.

Xxxx

On 2017-08-29 23:15:32 [deleted] said:
] On 2017-08-25 12:43:08 Miss Jane said: As working ladies we don't have liquidity. The income generated is not fixed and neither is there enough cash flow daily to achieve financial goals.

Please don't be bluffed by traditional education. I've been doing my post graduate studies for 4 years now.

It has not improved my life nor eased the burden of responsibilities I have.

I would earn R15 000 after deductions which in my particular case is far from enough.

I grew up privileged and came from a home where my family was fairly well off. Due to bad choices the financial security was ripped away at the tender of age 18.

After that I became the bread winner and had to find my own way to push forward in life.

This sector helped me start 4 unsuccessful businesses none the less it happened. It also assisted in my studies and helping my sibling with his.

I inherited bad family debts, heavy responsibilities amongst other things.

I do have another business outside of this however, it is running at a loss currently. Nothing to do with poor operations or inefficiency.

What clients fail to realise is we cannot save much as it costs quite abit to keep this sort of business going.

Aesthetics are everything and if yours is not up to standard you are essentially screwed.

The cost to work in this industry is unbelievable. Clients take that for granted.

What you are asking is for a beggar to keep his monthly groceries for the future.

Most of us here cannot afford it even though we work towards it.




Appreciate you sharing your story and putting a different perspective on of WG's earnings and costs. Respect for not giving up, for doing what's necessary and just for showing up every day.

Thank you so much.

I appreciate those kind words.

Truly, means alot to me.

Everyone's story is unique however, we all share the same journey now.

Xxxx

@Lindsey.. It's easy for others to point fingers when they haven't walked in our shoes for one day.
Your words ring true to my own situation.
XOXOXO