On 2016-01-15 09:33:21 hugefunforu said:
I have helped and advised a WG (well Massage only) to open up a cc (if you can still get a shelved one) or a company. "It" employes you (reason can be consultant or whatever) and you can claim a "legal" income. You make this income the bare minimum that you can (around R 8000 a month) and you pay a PAYE tax of like R300 odd Rand. Then you know you are covered and you can build a credit history etc... If you can avoid touching the R 8000 you accumulating into a bank account monthly and use the extra cash you have to cover your expenses, with time you will have a decent deposit for a house/apartment and be able to apply for bond etc...
Just my 2c...